"Once they were open all hours, but they may shut forever in a decade."

"If current trends are not reversed, MPs fear that the heart will be torn out of local communities."

"We firmly believe the card has generated the extra turnover in the sales we have seen in the six-week run up to Christmas."

"It is a fantastic scheme, a wonderful way of bringing local businesses together and is very well received by local residents."

"It's a great scheme for the shops and great for the town".